NOESISTM CFO
Powered by Athena Core Technologies, Inc.
Where numbers end, NOESIS begins.
Real Estate. CFO. Tax Intelligence. One deterministic engine.
Deal Analyzer runs across all of them. Capital Ventures · in validation.
A unified workbench for underwriting, deal analysis, and capital deployment. Defensible numbers with a full audit trail, not dashboards that read as entertainment.
The Flow
Ingest
Accounting, banking, filings. OAuth, read-only, tenant-scoped.
Normalize
Trial balance, NOI, chart of accounts, deal inputs. Reconciled.
Underwrite
Intrinsic value, DSCR, IRR, reverse-regression offer. Rule-based.
Benchmark
Model vs. market, peer set, portfolio roll-up.
Report
Audience-aware PDFs. Clickable citations. Audit trail retained.
14+
Live feeds
30+
Citation kinds
0
LLM numbers
Deterministic math. AI guardrails. Tenant isolation on every query.
What's Inside
Three pillars. One deterministic engine.
Suites
Real Estate · CFO · Tax Intelligence - plus a cross-suite Deal Analyzer.
Property underwriting, investor briefs, and portfolio roll-ups. Daily brief, cash flow, variance, forecasting, benchmarking. Entity-level tax reviews with thirteen detectors and audience-aware reporting. Deal Analyzer underwrites both property and operating-business acquisitions with a reverse-regression solver - the maximum price you can pay to hit a target IRR or cash-on-cash.
Data & Citations
14+ live feeds. 30+ primary publishers. Zero aggregators.
Your ledger reads alongside QuickBooks, Xero, Plaid, SEC EDGAR, FRED, U.S. Census, Treasury, and others. Every engine output carries a clickable primary-publisher citation to IRS.gov, eCFR, uscode.house.gov, FASB, OECD, IFRS, and 25+ other named authorities. No paywalled secondaries.
AI Guardrails
AI lives inside the suites - never on the math.
The math is deterministic; the LLM narrates and contextualizes but never computes or modifies a financial value. Every number is reproducible, every citation is clickable, every output is defensible.
How It Works
Six steps from input to institutional-grade output.
The flow below describes the user journey. The engine pipeline (ingest, normalize, underwrite, benchmark, report) runs deterministically inside every step, with full audit trail retained.
Connect or upload
Link QuickBooks, Xero, or Plaid via OAuth, or upload CSV, Excel, or PDF financials. Read-only by default. Tenant-scoped tokens you revoke in one click.
Normalize and classify
Trial balance is reconciled, chart of accounts is mapped, and entity-level facts are classified for the engines. Reproducible on the same inputs.
Engine computes
Deterministic rules produce intrinsic value, deal signal, DSCR, IRR, reverse-regression offer, and a 13-detector tax review. No LLM math, ever.
Review with audit trail
Every number exposes its formula, inputs, and primary-publisher citation. Explain This traces any value back to its original source.
Export and share
Audience-aware PDFs for CFO, Investor, Lender, Audit, or Board. Saved analyses persist with version history and counter-signed DPA on request.
Escalate to advisory
Flag complex items for hands-on review. Athena Consulting LLC delivers advisory engagement on top of the platform.
Three Suites Live · Capital Ventures In Validation · Deal Analyzer Across All
Real Estate, CFO, and Tax Intelligence ship today. Capital Ventures - the LP/GP partnership-reporting suite (K-1, K-2/K-3, GP/LP/M-1/M-3 readiness) - is built and entering validation. The Deal Analyzer runs across every suite, underwriting both property and operating businesses from one place.
Underwriting, investor briefs, and portfolio roll-ups for income-producing property.
Daily brief, cash flow, variance, forecasting, and benchmarking for a live business.
Entity-level reviews with 13 detectors. Audience-aware reporting for CFO, investor, lender, and audit.
Cross-suite tool. Underwrites property and operating-business deals from one selector. Runs without a suite subscription.
Private-equity suite: LP/GP capital accounts, partnership reporting (K-1 / K-2 / K-3 / GP / LP / M-1 / M-3 readiness), allocation snapshots, period close + replay-verifiable audit.
Why NOESIS CFO
Underwriting clarity before you commit
Income approach modeling compares your entry price against intrinsic value. Valuation gap, margin of safety, and offer guidance computed from your inputs, not estimated from aggregates.
Rules, not guesswork
Every insight is traceable to a deterministic rule applied to your data. Transparent, auditable, defensible.
Dual-focus: real estate and business acquisition
Deal underwriting and analysis, 1031 structuring, and portfolio comparison live alongside business acquisition underwriting and SMB cash flow analytics.
Actions, not just charts
Each finding comes with a suggested next step and expected impact, ready to present to a client or board.
Transparent by default
Every finding includes source labeling, calculation explainers, and confidence indicators. Explain This traces any number back to its source.
Advisory layer from Athena Consulting LLC
Athena Consulting LLC provides advisory services on top of the platform for clients who need hands-on CFO guidance.
How we earn your trust
Every number in Noesis comes from a rule, not a model guess. The LLM is a narrator, never the source of truth, and your working data never becomes training data.
Deterministic math
All financial calculations are deterministic and auditable. Same inputs, same outputs, every time. Each number carries the exact formula and source it was derived from, so a lender or partner can recompute it without our software. AI is not used to generate financial results.
See how the engine worksAI with guardrails
AI is not used to generate financial results. All calculations are deterministic and auditable. AI narrates and explains only. It cannot overwrite engine output, produce legal or tax advice, or bypass tenant isolation. Your content is never used for training.
Read the AI Use PolicyData privacy by default
Your data is encrypted, tenant-isolated, and never sold, shared, or used to train models. Scoped OAuth tokens you revoke in one click. Self-serve purge deletes uploads, analyses, and derived insights. Counter-signed DPA available on request.
View compliance posturePrimary-publisher citations
Every line of engine output carries a clickable citation to the official publisher, never a paywalled aggregator. 30+ citation kinds, split across two tracks:
Tax authorities
IRC via uscode.house.gov, Treasury Regulations via eCFR, IRS sub-regulatory via IRS.gov, Public Laws via Congress.gov, JCT.gov, Treasury.gov, DAWSON for Tax Court, and each state's own legislature.
Live integrations · 14+ connectors, 4 more on the roadmap
Every integration is a first-class live connector with tenant-scoped OAuth tokens you revoke in one click. No scrapers, no brittle middleware, no shared credentials. Read-only unless you explicitly enable write-back.
Accounting
QuickBooks Online
Intuit Developer OAuth 2.0
Xero
Xero Developer OAuth 2.0
Banking
Plaid
plaid.com (production)
Public filings & audit
SEC EDGAR
data.sec.gov (peers, 10-K/Q)
PCAOB
pcaobus.org (auditor registry)
Government macro
U.S. Census Business Patterns
census.gov API
U.S. Treasury
home.treasury.gov / fiscaldata
FRED
stlouisfed.org (rates & series)
Federal contracting
SAM.gov
sam.gov (entity registry)
USAspending
usaspending.gov (awards)
Real estate
ATTOM
attomdata.com (property & comps)
RentCast
rentcast.io (rent comps)
Cross-border
Forex rates
live FX feed
Corporate registry
entity verification
Platform
Stripe
billing & subscriptions
Resend
transactional email
Every integration respects tenant isolation at the org-scope layer. When you disconnect, every cached record is purged within 24 hours. Counter-signed DPA on request.
Don't see your system?
Ask for a custom integration.
Tell us what you use. We'll reply from support@noesiscfo-io.us within one business day.
Noesis for Desktop
Dock icon or Start Menu entry. Same tenant-isolated session. No separate account. Works on macOS, Windows, Linux, and ChromeOS. Signed native installers ship next.
Built For
Finance leaders, deal teams, and advisors who need defensible numbers. The Capital Ventures suite - private-equity LP/GP reporting (K-1, K-2/K-3, GP, LP, M-1/M-3 readiness) - is built and in validation, extending the same engine to institutional LP/GP workflows. Programmable transfer rails are a future infrastructure layer (not active).
CFOs
Controllers
CEOs & COOs
SMB Founders & Operators
CPAs & Tax Advisors
Financial Advisors
Real Estate Investors & Syndicators
M&A Advisors
Private Equity Deal Teams
Family Offices
Asset Managers
Lenders & Underwriters
Client Data Security
Plain-English security posture so prospects and their counsel can verify the claim before signing up. Counter-signed DPA and SOC 2 questionnaire available on request.
Posture
•Financials you upload or sync are processed for analysis. We retain only the analyses and reports you explicitly save, plus the audit trail required for SOC 2 readiness and regulatory review. Protections we enforce on every request: encryption in transit (TLS 1.2+) and at rest (AES-256), tenant isolation on every query, least-privilege access, scoped OAuth tokens you can revoke at any time, and a documented incident-response runbook. We do not sell or share your data, and we do not train AI models on it (Anthropic zero-retention enabled on our account).
Self-serve purge:your workspace settings include a one-click “delete everything” flow that irreversibly removes saved analyses, uploads, integration tokens, and derived insights, and writes an audit record of the deletion.
B2B compliance pack: Privacy Policy · Terms of Service · Data Processing Addendum · Data Handling · AI Use Policy · Disclosures · Compliance Posture
Security questionnaires, SIG Lite, or custom DPA: support@noesiscfo-io.us.
